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Article by pipermeyer posted 17 days ago
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We’ve repeatedly said that the life settlement market has improved substantially this year. But the best way to illustrate that is to share the details of some recent cases with you.

1. $3 million Survivorship UL, wife deceased, male age 90: The policy was originally bought for estate taxes, which due to the American Taxpayer Relief Act (ATRA) of 2012, were no longer a problem for this client. We shopped the policy last year and got an offer of $700,000, but the client decided he would try to maintain the policy. This year he came back to us because he had trouble coming up with the premium payments. Though his life expectancy decreased by only 4 months, a year later we were able to get him $815,000 for the policy, which had a cash surrender value of $246,000. He was thrilled!

2. $2 million U.L. on female, age 79, with relatively modest health impairments: Life expectancies obtained were 122, 142, and 129 months. The policy had only $43,000 in cash surrender value and the client could no longer afford the premiums. The client received $131,000 in a life settlement.
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Fan fiction by svu_luver posted over a year ago
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*CHAPTER 5*


*OUTSIDE OF 123 ABC LANE*

The officers lead Elliot outside and shoved him into the back of the police car but left the door open so Dean could talk to him.As Dean neared the car Elliot could see his face turn from anger to confusion as he pulled out his phone.

"...Don this is Porter....one of yours has been arrested....Yes...anonymous tip....No...Okay...Well Capti...Ok...I understand....Meet ya there in 20 minutes....Yes...Ok....Bye"

Dean smiled as he walked over to Elliot and made sure he was just millimeters away from his face...."Book him..."he smiled and shut the door in Elliots face.

The words repeated in Elliot's head 'Book him'.....

*ABANDENED BUILDING*(once again...idk where make it up =D)

Olivia didn't remember much after she left her apartment, but when she awoke in the big dark room tied to a chair all she could think about was Elliot. 'Is he looking for me...does he know I'm gone...Does he care?'was all that ran in her head.Being a cop and all Olivia was trained by the very best to be prepared for the very worst but never this. Olivia had to admit...
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Fan fiction by svu_luver posted over a year ago
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*CHAPTER 4*



"Kathy!!"he screamed running to the body


"Kathy...baby wake up...wake up!!"he screamed on his hands and knees,tears streaming down his face, shaking the body,nothing,not even a moan. He collased over her body while still wispering her name he couldn't beleive it......his wife the
love of his life lay their motionless in a pile of blood,her blood,and yet deep inside he was somehow happy it was her and not Olivia.

"We'll hello Mr.Stabler"said a voice it was too dark see anything but a figure."Nice of you to join us...*laughs*...see she that wife of yours she was a naughty one we had to let her go, but your partner...let's just say she a little more cooropertive .She wanted me to give you a message, but I accidently ripped it into a million peices...*laughs*...We'll I have to go now. I'll be eaving your partner...Hold up now why would I tell you that...*laughs*...you have 7 days to find her,Which I doubt you'll do... *laughs*...How's your family?And talking about family you'd better get home to Eli...you see your wife left him alone and I don't think she'll be coming back....*laughs*..."
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