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Article by pipermeyer posted over a year ago
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We’ve repeatedly said that the life settlement market has improved substantially this year. But the best way to illustrate that is to share the details of some recent cases with you.

1. $3 million Survivorship UL, wife deceased, male age 90: The policy was originally bought for estate taxes, which due to the American Taxpayer Relief Act (ATRA) of 2012, were no longer a problem for this client. We shopped the policy last year and got an offer of $700,000, but the client decided he would try to maintain the policy. This year he came back to us because he had trouble coming up with the premium payments. Though his life expectancy decreased by only 4 months, a year later we were able to get him $815,000 for the policy, which had a cash surrender value of $246,000. He was thrilled!

2. $2 million U.L. on female, age 79, with relatively modest health impairments: Life expectancies obtained were 122, 142, and 129 months. The policy had only $43,000 in cash surrender value and the client could no longer afford the premiums. The client received $131,000 in a life settlement.
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Fan fiction by svu_luver posted over a year ago
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*CHAPTER 5*


*OUTSIDE OF 123 ABC LANE*

The officers lead Elliot outside and shoved him into the back of the police car but left the door open so Dean could talk to him.As Dean neared the car Elliot could see his face turn from anger to confusion as he pulled out his phone.

"...Don this is Porter....one of yours has been arrested....Yes...anonymous tip....No...Okay...Well Capti...Ok...I understand....Meet ya there in 20 minutes....Yes...Ok....Bye"

Dean smiled as he walked over to Elliot and made sure he was just millimeters away from his face...."Book him..."he smiled and shut the door in Elliots face.

The words repeated in Elliot's head 'Book him'.....

*ABANDENED BUILDING*(once again...idk where make it up =D)

Olivia didn't remember much after she left her apartment, but when she awoke in the big dark room tied to a chair all she could think about was Elliot. 'Is he looking for me...does he know I'm gone...Does he care?'was all that ran in her head.Being a cop and all Olivia was trained by the very best to be prepared for the very worst but never this. Olivia had to admit...
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Fan fiction by svu_luver posted over a year ago
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*CHAPTER 4*



"Kathy!!"he screamed running to the body


"Kathy...baby wake up...wake up!!"he screamed on his hands and knees,tears streaming down his face, shaking the body,nothing,not even a moan. He collased over her body while still wispering her name he couldn't beleive it......his wife the
love of his life lay their motionless in a pile of blood,her blood,and yet deep inside he was somehow happy it was her and not Olivia.

"We'll hello Mr.Stabler"said a voice it was too dark see anything but a figure."Nice of you to join us...*laughs*...see she that wife of yours she was a naughty one we had to let her go, but your partner...let's just say she a little more cooropertive .She wanted me to give you a message, but I accidently ripped it into a million peices...*laughs*...We'll I have to go now. I'll be eaving your partner...Hold up now why would I tell you that...*laughs*...you have 7 days to find her,Which I doubt you'll do... *laughs*...How's your family?And talking about family you'd better get home to Eli...you see your wife left him alone and I don't think she'll be coming back....*laughs*..."
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Fan fiction by svu_luver posted over a year ago
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*CHAPTER 3*

*SOMEWHERE ON NEW YORK STREET(idk where just make it up =D)


Elliot walked down the street frustrated and determined to find his partner...he just had to.As Elliot crossed the street he got a call.

"What.."he said not really caring.

"You know your partner has really great legs...*laughs*"

"If you put your hand on her I will...."

"You'll never find me....but just for the joy of it how bout you go to 123 Abc Lane....I left you a little surprise....*hangs up*"

Elliot knew that he should call Captain but what for he was doing this thing solo. He continued walking.

*123 ABC LANE*

As Elliot neared the building he could smell death...it was just a cop thing. He reached for his gun but realised that he left it at the squadroom and his extra was in his car, which was also at the station, so looked like he was doing this thing free-handed.He immediatly kicked down the door...why waste time knocking?...His heart almost stopped when he saw a body laying in a pool of blood. he neared the body...not Olivia...he almost jumped for joy but stopped...
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Fan fiction by svu_luver posted over a year ago
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*CHAPTER 2*

*SQUADROOM*

"Elliot...Elliot!..."said captain"What the hell is going on?"

"Olivia.."Said Elliot quietly but loud enough for everyone to hear him"She's been kidnapped..."

Silence filled the squadroom as no one knew what to say or what to do.

"Well I see you guys have made much progress in the case..."Said Graylack sarcassticly walking in"...my squad in D.C...."

"Well you shove it with D.C. no one here gives a f*** if you care about D.C. so much than go back!!"yelled Elliot annoyed, angry, sad, and confused.

"Elliot!..."yelled captain"We are all going on a roller coster ride right now but continue this behavior and you'll be leaving the amusment park...FOR GOOD!" continued Captain hinting that if Elliot wanted to keep his badge he'd better straingten up immediatly.

"My partner is out there somewhere with some pervert and you think I'm worried about this..."stated Elliot pulling out his badge "I'm going to find Olivia with...or without it!!"he tossed his badge and gun on the table and left the squadroom.
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Fan fiction by svu_luver posted over a year ago
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*INTRO*
A story of a Detective's (Elliot stabler) need to find his partner,Detective Olivia Benson. Elliot finds himself on a roller coster ride with all the emotions and stress of the case. Elliot has one week to find his parner before the pervert who took her kills her like he has with his other victims. Lives will be lost, innocent will be found guilty, cops will lbe buried, badges will be put down, but will Elliot find his partner and tell her his true feelings before it's too late?...

A story of a Detective (Olivia Benson) who awakes to find herself in a living nightmare. After being kiddnapped Olivia deals with the emotions she's only seen in her victims. Olivias finds herself fighting for her life more then once, being shot, and with a new name 'Cop Killer'. Olivia repeatly tells herself to be a cop not a victim, but will this cop be victimized?....

A story of a Captain(Donald Cragen) who is dealing with one of his best detectives being kiddnapped and her partner who won't be able to hold things together for too long. Captain is dealing with more then he ever has in his life and turns to his old college friend ,alcohal, for support,...
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