Kris feels responsible when Oklahoma Crude is injured during a work out race with Wildfire. Jean receives a notice that she's to be audited by the IRS for 1999.
Kris's mother Barb pays an unexpected visit to Raintree. When Jean prepares to sell some family items, her engagement ring is stolen. Both Kris and Barb are suspected. Dani begins a relationship with Bobby the bookie.
With Raintree in dire financial straits, Jean and Matt's willingness to consider a buyer's offer draws criticism from Pablo and Kris. Meanwhile, Junior and Gillian find common ground in their family histories.
Relationships and loyalties are tested when Davis bribes Tina away from Raintree to ride for them in the Sandpiper Classic. Caught in a desperate situation, Jean and Pablo decide to hire Kris to ride Wildfire.