1. If they want to loan you money, tell them you just filed for bankruptcy and you could sure use some money.
2. If they start out with, "How are you today?" say, "Why do you want to know?" Alternately, you can tell them, "I'm so glad you asked, because no one these days seems to care, and I have all these problems; my sciatica is acting up, my eyelashes are sore, my dog just died..." When they try to get to the sell, just keep talking about your "problems."
3. If they say they're Joe Doe from the XYZ Company, ask them to spell their name. Then ask them to spell the company name. Then ask them...
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